At a glance

Serves

Virginia, Richmond, VA

Office

Richmond 23224-3806

Languages

English

Organization roles

Counselor

Office phone

804-231-4449

HUD agency ID

81243

Services and specialties

• Mortgage delinquency & default counseling
• Financial management & budget counseling
• Financial, budgeting & credit repair workshops
• Pre-purchase counseling
• Pre-purchase homebuyer education workshops
• Rental housing counseling

What buyers should know

Current sourced details for this organization and office. Program rules and availability can change, so check the source before acting.

• How to start

  SPARC enrollment sequence

  To pursue SCDHC's SPARC route, buyers must attend the required Down Payment Assistance Information Workshop, then use the application link provided at its end.

  Workshop completion starts enrollment but does not guarantee SPARC eligibility, a rate reduction, lender approval, or available allocation.

  Checked August 8, 2026 · Southside Community Development and Housing Corporation ↗

• Who may qualify

  Initial DPA readiness prompt

  SCDHC asks prospective down-payment clients whether they are ready to buy their first home and whether their credit score is above 640.

  This is an initial provider screening prompt, not complete eligibility criteria or an approval guarantee.

  Checked August 8, 2026 · Southside Community Development and Housing Corporation ↗

• Services

  Homeownership Center scope

  SCDHC's Homeownership Center lists pre-purchase counseling, down-payment assistance, SPARC, VIDA, and foreclosure prevention.

  Provider-published service menu; eligibility, cost, funding, and timing vary by component.

Contact information

HomeBase checked these public details on August 6, 2026. They have not been presented as provider-confirmed. Nothing is sent unless you choose to contact the organization.