Not verified yet. An automated source check ran on August 3, 2026, but a person has not completed a full check. Confirm details with the official source.
Lower, LLC
Mortgage Lender
- Type
- Mortgage Lender
- Service area
- Serves DC
- Specialties
- State-approved Virginia Housing lender
A mortgage lender originates loans directly and may keep servicing them or transfer servicing after closing.
Recent lending activity
Public HMDA activity shows where this lender has recently closed loans.
Descriptive only—not a rating or endorsement.
Maryland (statewide)
~581
loans closed in 2025
District of Columbia
~64
loans closed in 2025
Virginia (statewide)
~635
loans closed in 2025
Connecticut (statewide)
~62
loans closed in 2025
HomeBase connection
Approved to originate
Ask which assistance options can be paired with your loan.
View official program-participation evidence (opens in a new tab)Confirmed
July 26, 2026
What their recent loans look like
Public HMDA facts for DC in 2025. These describe activity, not lending requirements or a recommendation.
- Purchase loans
- 49
- Median loan
- $425,000
- Median closing costs
- $12,361
- Median borrower income
- $135,000
- Common debt-to-income band
- 30%-<36%
Loan mix
Questions worth asking
Built from this lender’s public facts—bring these to your first conversation.
- 1You're listed as approved for DC Open Doors or HPAP — which assistance programs can we pair with my loan?
What we know
- Mortgage Lender
- State-program participation confirmed
- Recent public lending activity available
- Serves DC