Virginia Housing
Virginia Housing Free Homeownership Class
An eight-hour class covering personal finance, the mortgage process, closing, and the responsibilities of ownership.
What you will do
- 1Choose an online or scheduled class
- 2Each financially responsible co-borrower completes the class when required
- 3Keep each completion certificate for the lender
Why this could be worth exploring
These are possible-fit signals, not an acceptance decision.
- Virginia buyers using a Virginia Housing home loan
- Buyers who want a free state-specific certificate
- English- or Spanish-speaking learners
Confirm before you enroll
Virginia Housing says the class is required for applicants using a Virginia Housing home loan, with borrower-specific rules and exceptions. Confirm the requirement with the approved lender handling your loan.
HomeBase has not yet connected this course to individual assistance-program records.
Course or counselor?
Virginia Housing separately links buyers to HUD-approved housing counselors; completing the class is not personalized counseling.
Find a counselor if you need advice based on your income, credit, savings, or barriers.