The BeSMART Home Loan Program provides the financing for homeowners to improve the energy efficiency and comfort of their home, by replacing and upgrading appliances, heating, ventilation, and cooling systems. The goal is to not only upgrade the home but save homeowners long-term on their utility bills.
The Community Partners Product is a new initiative through First Home Mortgage, to assist law enforcement officers, educators, health care workers, firefighters, and first responders in Maryland with downpayment and closing cost assistance on a home purchase.
They offer housing grants for Veterans and service members with certain service-connected disabilities so they can buy or change a home to meet their needs and live more independently.
As a participating employer, the State provides financial assistance to active State of Maryland government employees (permanent and contractual employees) purchasing a home through the Maryland Mortgage Program (MMP) using a 1st Time Advantage 5000 or a Flex 5000 loan. The amount available to State employees through the House Keys 4 Employees Program is $2,500, which would be layered with the existing $5,000 for a total of $7,500 in a zero percent deferred loan.
If you’re a Veteran, and either you or your spouse is Native American, our Native American Direct Loan (NADL) program may help you get a loan to buy, build, or improve a home on federal trust land.
VA Loans are designed to assist veterans purchase a home. Active duty military and veterans across the nation will enjoy the desirable loan terms and low interest rates that often come with a VA loan.
