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Find Homeownership Incentives

MBOH Plus 0% Deferred Down Payment Assistance Program

First Time Homebuyers

Type Of Program

Down Payment & Closing Costs

Program distribution

Deferred Second Mortgage

Program Originator

MONTANA HOUSING

Amount

$0.00

Contact

Blocks

Location
Nationwide
Description

This can be used for down payment and closing cost assistance

You can use for up to 5% of sales price, up to $6,500

No monthly payments and 0% second loan, which is deferred until you sell the property or re-finance.

The income limit is $55,000 with minimum credit score of 620, max debt-to-income of 43%

Homebuyer Education is required

You must contribute $1,000+ to the transaction

AMI Limit

No

AMI

Employer Participation Required

No

Must Earn Counseling Certificate

No

Eligibility Limitations

Cash Sale Permitted

No

Cosigner Permitted

No

Owner Financing Permitted

No

Must be Primary Residence

No

Program Provider's Contact Name

Program Provider's Address

Program Provider's Phone

4068412840

Program Provider's Email

https://housing.mt.gov/Contact