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Find Homeownership Incentives

Bond Advantage Down Payment Assistance Program

First Time Homebuyers Down Payment Assistance (DPA)

Type Of Program

Down Payment & Closing Costs

Program distribution

Deferred Second Mortgage

Program Originator

Montana Department of Commerce

Amount

$0.00

Contact

Blocks

Location
Nationwide
Description

 

 

This program can be used for down payment costs. It can be used for up to 5% of the sales price, but it is capped to $12,500. There is a minimum credit score of 620 required for all borrowers. You will need to go to Homebuyer Education and contribute at least $1000.

AMI Limit

No

AMI

Employer Participation Required

No

Must Earn Counseling Certificate

No

Eligibility Limitations

- Requires a Montana Housing 30-year first mortgage, both loans have the same fixed rate - Minimum credit score of 620 for all borrowers - Homebuyer Education is required

Cash Sale Permitted

No

Cosigner Permitted

No

Owner Financing Permitted

No

Must be Primary Residence

No

Program Provider's Contact Name

Montana Housing

Program Provider's Address

301 S. Park Ave. P.O. Box 200528 Helena, MT 59620-0528

Program Provider's Phone

4068412840

Program Provider's Email

https://housing.mt.gov/Contact