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Find Homeownership Incentives

Closing Cost Assistance Program

First Time Homebuyers Returning Home Buyer

Type Of Program

Down Payment & Closing Costs

Program distribution

Deferred Second Mortgage

Program Originator

Alaska Housing Finance Corporation

Amount

$4.00

Contact

Alaska Housing Mortgage Operations 907-330-8400 or toll-free at 888-854-3884

Blocks

Location
Nationwide
Description

This program is for homebuyers who need assistance with their downpayment or closing costs. The Closing Cost Assistance Program, funded by the Alaska Housing Finance Corporation, assists homebuyers in receiving 4% of the initial principal balance of the mortgage loan. For example: If receiving 4% assistance on a $300,000 mortgage loan, the assistance equals $12,000; if receiving 3% on $300,000, the assistance equals $9,000. Anyone buying a single-family, primary residence with a credit score of at least 640 is eligible to apply when working with a participating lender. All Federal Housing Administration (FHA), Veterans Affairs (VA), and U.S. Department of Agriculture Rural Development (USDA-RD) 30-year, fixed-rate loans are eligible with the Closing Cost Assistance Program.

AMI Limit

No

AMI

Employer Participation Required

No

Must Earn Counseling Certificate

No

Eligibility Limitations

Only avialble with Participating Lenders. All Federal Housing Administration (FHA), Veterans Affairs (VA) and U.S. Department of Agriculture Rural Development (USDA-RD) 30-year, fixed rate loans. Loans are valid for single family, owner-occupied residence purchases only.

Cash Sale Permitted

No

Cosigner Permitted

No

Owner Financing Permitted

No

Must be Primary Residence

Yes

Program Provider's Contact Name

Alaska Housing Finance Corporation

Program Provider's Address

4300 Boniface Parkway Anchorage, Alaska 99504

Program Provider's Phone

9073386100

Program Provider's Email