HUD CERTIFIED
The Mission of the African Development Center is to grow businesses, build wealth, and increase reinvestment in the African communities of Minnesota. Our Work Through workshops and consultations on financial literacy, business development, and home ownership, ADC provides culturally competent services to Minnesota’s African community. Charities Review Council Certification & US Dept. of Treasury CDFI certification logosADC is a leader in micro-lending to small businesses, outperforming even the largest banking institutions in the state of Minnesota. ADC has been recognized a few times as the number One small business lender of the City of Minneapolis. With the help of 8 dedicated full-time employees, and our Executive and Finance Committees and Board of Trustees, ADC provides services in 6 languages to communities throughout Minnesota. ADC is dedicated to the economic empowerment and success of African immigrants. Minnesota is home to over one-hundred thousand African immigrants, many of whom face language, cultural, and religious barriers. ADC actively works to reduce these barriers and create a path for African immigrants to achieve financial success. History Minnesota, like the nation, is struggling to deal with the economic pressures and opportunities of immigration. ADC’s role in this big picture is to create answers on the opportunity side. Our work has corroborated studies showing that increasing the rates of self-employment and homeownership among “new Minnesotans” contributes to the revitalization of neglected neighborhoods and links mainstream businesses with the state’s estimated $6 billion ethnic economy. According to a recent report by The Minneapolis Foundation, 13 percent of Minnesota’s foreign born residents in the 2000 Census were from Africa – a higher percentage than in any other US state. Most Africans have come to Minnesota over the past generation as refugees fleeing civil strife in Somalia, Liberia and the Sudan. Other relatively large African populations recently arrived include Nigerians, Ethiopians, and Eritreans. This influx will likely continue. Minnesota offers immigrants an established African population, a strong economy, a good quality of life, educational opportunities, and unskilled jobs that don’t require fluency or literacy in English. In an era of budget cuts at every level of government, mainstream community development corporations lack the funds to expand their services to meet the complex needs of African immigrants. They also lack the motivation to seek out non-traditional clients: Minnesota’s down-payment assistance funds already cannot keep up with existing demand. ADC was created to fill these gaps, and we have achieved spectacular early success. Both in providing services and building capacity, our hard-working staff and diverse board have transformed ADC from a one-person, half-time operation to a highly-networked corporation serving Minnesota with innovative financial products and services.
Toll Phone:
Phone: 612-333-4772
Email: N/A
Parent Organization: MINNESOTA HOMEOWNERSHIP CENTER
Address: 1931 S 5th St, Minneapolis, Minnesota, 55454-1257
Language Spoken: English
HUD CERTIFIED
The Anoka County Community Action Program, Inc. (ACCAP) is an independent nonprofit agency, which began in 1965 under the Economic Opportunity Act. Every year, ACCAP serves thousands of residents in Anoka County, Minnesota through a wide range of programs. A volunteer Governing Board, made up of representatives of the public sector, private sector, and the low-income community, directs the activities of ACCAP. ACCAP is committed to helping disadvantaged individuals out of poverty and into the community as productive citizens. The agency offers educational opportunities, information and referral, and direct services, such as Head Start, Senior Programs, Homeownership and Affordable Housing. These programs and services help residents achieve their goal of self-sufficiency. The Community Action Program also works to educate the broader community and improve the general population’s attitude toward low-income and other disadvantaged persons. Anoka County residents can help their neighbors by volunteering at ACCAP in a variety of settings. ACCAP is funded by contracts with the federal government, the State of Minnesota, Anoka County local municipalities, foundations, program fees, and donations. Private contributions remain in the community and are tax deductible. Our Mission The Anoka County Community Action Program, Inc. is an innovative catalyst for empowering lower income Anoka County residents to achieve their aspirations and dreams. Our Vision Our vision is one of a caring Anoka County community where basic needs are provided so that all residents can achieve and enjoy economic self-sufficiency.
Toll Phone:
Phone: 763-783-4747
Email: accap@accap.org
Parent Organization: MINNESOTA HOMEOWNERSHIP CENTER
Address: 1201 89th Ave NE Ste 345, Blaine, Minnesota, 55434-3373
Language Spoken: English
HUD CERTIFIED
The mission of AEOA is to strengthen communities by providing opportunities for people experiencing social and economic challenges. Our vision is all people served will make measurable progress toward self-reliance or independence. The Arrowhead Economic Opportunity Agency (AEOA) was incorporated in April 1965, as a 501(c)(3) non-profit organization and established as a Community Action Program (CAP) for the Northeast Minnesota counties of St. Louis, Lake, and Cook in response to the 1964 Economic Opportunity Act. The Agency is governed by a 27-member Board of Directors, representing an equal cross-section of low-income individuals, public officials, and private sector parties. Employing over 365 full- and part-time employees and utilizing more than one thousand volunteers across 10 counties, AEOA is widely recognized as a primary support resource for the region's low-income population. For over five decades, the Agency has grown in response to community needs and currently offers services to community members through five major departments including Employment and Training; Head Start; Housing; Senior Services; and Arrowhead Transit. AEOA is a state-designated employment and training service provider, as well as a Community Housing and Development Organization. AEOA also offers services in seven neighboring counties of Aitkin, Carlton, Cass, Crow Wing, Itasca, Koochiching, and Pine, making it one of the largest private, non-profit Community Action Agencies in Minnesota. Not all AEOA programs are offered in all of these counties.
Toll Phone: 800-662-5711x6895
Phone: 218-749-2912x6895
Email: autumn.holweger@aeoa.org
Parent Organization: MINNESOTA HOMEOWNERSHIP CENTER
Address: 702 S 3rd Ave, Virginia, Minnesota, 55792-2776
Language Spoken: English
HUD CERTIFIED
Mission & Vision: Our Mission is to “Strengthen communities by empowering families to build wealth through economic development.” The Vision of Build Wealth, MN, Inc. is to utilize public, private and foundational resources to develop and provide programs and services that will empower individuals, families and communities to embrace a new way of viewing their lives in the area of Financial Literacy, Debt Reduction, minimizing the cost of money and wealth creation for generations to come. Organizational Overview: Build Wealth, MN, Inc.’s programs and services are targeted to low to moderate-income families. The emphasis is placed on those in the “emerging markets and under served communities. Current market conditions have made it difficult and costly for these populations. Circumstances caused by the housing industry crisis; credit restraints, sub-prime & predatory lending practice and the rapidly increasing market of costly easily attainable credit such as title & pay day loans, check cashing centers, wire transfer services and various other products have added to the onslaught of poverty on these communities. Studies show that the number one cause of divorce and the weakening of the family structure are directly related to money and finances. This has resulted in the deterioration of many neighborhoods and in more and more cases the dismantling of family. Although there are several existing and emerging programs, products and services available to combat this; BWM has found that access to, marketing of, and the acknowledgment of the existence of these resources by its target group has been historically challenging. BWM is taking a long-term holistic approach to providing support to families in these neighborhoods. The organization will directly provide and align resources and added access in four areas to help strengthen families and revitalize communities: Culturally Sensitive Financial Products & Services Financial Literacy, Budgeting & Counseling Programming Sustainable Affordable Housing Residential & Commercial Development
Toll Phone:
Phone: 612-877-4182
Email: info@buildwealthmn.org
Address: 2121 Plymouth Ave N, Minneapolis, Minnesota, 55411-3750
Language Spoken: English
HUD CERTIFIED
What is the Carver County Community Development Agency? The Carver County Community Development Agency (CDA) is a local government agency administering a number of county-wide programs in the areas of single and multi-family housing, foreclosure counseling, rental assistance and economic development. Who Does the CDA Assist? Carver County is located 20 miles southwest of Minneapolis and is one of the fastest growing counties in the Twin Cities metro area based on population, housing and business expansion. Our prime objective is to assist all county residents, cities and businesses with all types of housing or economic development services. We can provide information or technical assistance to homeowners, renters, landlords and businesses. If the CDA is unable to assist you, referrals will be made. Our History The Carver County Housing and Redevelopment Authority was formed in 1980 by Minnesota State Legislature. Through the years we’ve seen incredible growth in large part due to the continued growth and development of Carver County. In 2002, we were granted Economic Development Authority powers by the state legislature. Although the focus of the Carver County HRA hadn’t changed, our roles in Carver County communities began to expand, leading us to a legislative name change in 2006 from the Carver County Housing and Redevelopment Authority (CCHRA) to the Carver County Community Development Agency (CDA). Through the name change we wanted residents and businesses to know that we had expanded our role and services even further. Our Board and Staff partner with our cities, chambers of commerce, local businesses and residents to promote Carver County as an exceptional place to live, work and play in the Twin Cities metro area. To date, we have pumped more than $140 million dollars into our communities for downtown and neighborhood revitalization. CDA staff assists approximately 3,000 clients per year with various housing needs. These needs will increase as Carver County’s population is expected to approach 200,000 by 2030 — three times the number of residents since 1990. The County has one of the strongest housing markets in the metro area, outperforming the region even during the recent housing slowdown. This growth has been generated by: A growing recognition of Carver County’s outstanding quality of life. The Highway 212 extension and other major highway improvements. Our Mission “The Carver County Community Development Agency provides Affordable Housing opportunities and fosters Economic and Community Development in Carver County. “ Since 2005, our Economic Development Department has responded to over 250 businesses with assistance on: Available business loan funds Available land and buildings Development of business plans Labor information Marketing information Local economic development research We are continually refining and expanding our capabilities to: Increase commercial development in Carver County Develop and implement a county marketing strategy Continue to develop workforce and senior housing to align with Carver County’s vision of creating “Communities for a Lifetime” in Carver County Proactively plan and strategize for future growth Facilitate and complete a county-wide housing and economic development study Educate community citizens on what we do and the services we provide Create partnerships and collaborate with entities with similar objectives
Toll Phone:
Phone: 952-448-7715
Email: N/A
Parent Organization: MINNESOTA HOMEOWNERSHIP CENTER
Address: 705 N Walnut St, Chaska, Minnesota, 55318-2039
Language Spoken: English
HUD CERTIFIED
ABOUT US Catholic Charities is a nonprofit organization that works to build communities, promote family life and enhance human dignity by providing quality services to meet the physical, social, emotional and spiritual needs of individuals and families of all faiths and beliefs.
Toll Phone: 800-830-8254
Phone: 320-650-1664
Email: financialcounseling@ccstcloud.org
Address: 157 Roosevelt Rd Ste 200, Saint cloud, Minnesota, 56301-5485
Language Spoken: English
HUD CERTIFIED
We believe that through community coordinated partnerships, people with low-incomes can find the support, resources and relationships that will help them overcome the economic, racial or cultural barriers that have prevented them from establishing and maintaining self-sufficient and connected lives in our community. Our Mission To empower and engage our community to eliminate poverty. Our Vision Individuals and families in the Duluth Community prosper with access to quality education, affordable housing, healthcare, gainful employment and meaningful involvement in civic life. Through partnerships, people with low-incomes find support, resources and relationships that help them overcome economic, racial and cultural barriers to establishing and maintaining self-sufficient and connected lives. Our Values Respect We practice radical hospitality with our participants and partners. We intend good will with common purpose rooted in our agency mission. We treat all people with dignity. We recognize people’s gifts, talents, strengths and assets. We treat people as resourceful, intrinsically whole beings, who know how to solve their own problems. We accept others—appreciating differences, seeking to learn and understand more about one another. We acknowledge and communicate professionally with one another. We are patient with each other. Integrity We honor time commitments regarding internal and external meetings and dealings. We listen for understanding and to grow in our knowledge. We practice honesty with ourselves and each other. We practice objectivity and strive to process information accurately. We work hard and purposefully. We keep our commitments. We communicate and respond promptly with solutions in mind. Cultural Fluency We listen for understanding. We intentionally build relationships across race, socioeconomic and cultural backgrounds. We recognize that power, privilege and educational differentials exist and intentionally challenge/work to change. We push our learning, growing and challenging process to honor our commitment to ending racism and poverty. Optimism We practice radical optimism, because we believe our work can effect positive change. We persevere in the face of obstacles. We solve problems with positive solutions. We celebrate success and recognize each other’s work and commitment. We don’t give up.
Toll Phone:
Phone: 218-726-1665
Email: mail@communityactionduluth.org
Parent Organization: MINNESOTA HOMEOWNERSHIP CENTER
Address: 2424 W 5th St, Duluth, Minnesota, 55806-1500
Language Spoken: English
HUD CERTIFIED
OUR MISSION Partner with community to provide effective and responsive services to reduce the impact of poverty in Hennepin County. OUR VISION Hennepin County without Poverty. OUR VALUES Building Relationships Creating Opportunities Eliminating Barriers Equity and Inclusion Responsible Stewardship Strengthening Community
Toll Phone:
Phone: 952-697-1303
Email: chightower@caphennepin.org
Parent Organization: MINNESOTA HOMEOWNERSHIP CENTER
Address: 8800 Highway 7 Ste 403, St louis park, Minnesota, 55426-3929
Language Spoken: English, Spanish
HUD CERTIFIED
We help people buy, fix, and keep their homes. We are a full-service NeighborWorks America Homeownership Center. What does that mean? It means that we have staff who are well trained and certified to provide a high level of service and knowledge. It means we have the support of a network of organizations across the country who are all working together to make homeownership more successful and sustainable. And it means that we have the resources to help you meet your goal of buying a house, be able to maintain it with affordable home improvement financing, and sustain your investment so that you can live there as long as you’d like. We help families buy and maintain one of the biggest investments in their lives – their home. We also develop affordable, high-quality homes through new construction and renovation. We are a community-based nonprofit. Locally-based, and locally-focused, we are excited about serving our neighbors in Saint Paul, Minneapolis, and all around the Twin Cities metro area. We are able to provide all of our services in English, Hmong, and Spanish. Come to us to find the support and resources you need to get ready for homeownership. Our Services Homebuyer Readiness Pre-Purchase Coaching and Advice Homestretch Homebuyer Workshops Mortgage Readiness Credit Repair Mortgage Loans Down Payment Assistance Home Improvement Financing and Construction Management Services Mortgage Refinancing Land Trust Foreclosure Prevention Counseling Single-Family Housing Development
Toll Phone:
Phone: 651-292-8710
Email: jpeterson@nwhomepartners.org
Parent Organization: NEIGHBORHOOD REINVESTMENT CORP. DBA NEIGHBORWORKS AMERICA
Address: 533 Dale Street North, Saint paul, Minnesota, 55103-1916
Language Spoken: English, Spanish
HUD CERTIFIED
About CLUES CLUES is Minnesota’s largest Latino-led nonprofit organization, founded in 1981 by and for Latinos. Our work is to ensure the advancement of social and economic equity and wellbeing for Latinos in Minnesota. CLUES has offices on the East Side of St. Paul, Lake Street in Minneapolis, and also Willmar and Austin in Greater MN. Our mission CLUES advances social and economic equity and wellbeing for Latinos by building upon our strengths and cultures, uplifting our community, and activating leadership for systemic change. Our vision A Latino community that is growing in strength and unity, with diverse and amplified voices, equal representation, and the resources needed to lead healthy and thriving lives. Who we serve Our programs focus on Latino individuals and families, yet our experience and capabilities enable us to serve individuals and families from all walks of life including new immigrants and low-income families who dream of a better future.
Toll Phone:
Phone: 651-279-4200
Email: Lletran@clues.org
Parent Organization: UNIDOS US
Address: 720 E Lake St, Minneapolis, Minnesota, 55407-1547
Language Spoken: English, Spanish