HUD CERTIFIED
The Appalachian Research and Defense Fund of Kentucky, Inc., known as “AppalReD Legal Aid,” is a private non-profit law firm. Our work is funded by public and private grants and donations. AppalReD offers free civil legal help to eligible low-income people in 37 counties of the Appalachian Mountains and rolling hills of eastern and south-central Kentucky, a region home to more than 240,000 people living in poverty. AppalReD focuses on legal problems that affect our clients’ basic needs for food, shelter, income, personal safety from all forms of abuse, and safety and stability for children and the elderly. AppalReD does not handle criminal matters. The people who work with AppalReD are committed to making a difference and ending the effects of poverty in the lives of our clients. Since its 1970 founding by its first Executive Director, John Rosenberg, a legendary pioneer in Appalachian poverty law, AppalReD’s tradition of excellence has attracted young attorneys and legal workers from all over the U.S., and AppalReD’s intensive training programs and hands-on experience have produced leaders who have gone forward to change the face of life in Kentucky and the nation. Today, AppalReD operates six local law offices across the region. Each covers a defined service area and is staffed by attorneys, paralegals, and legal secretaries with a high degree of specialized training in the legal matters we handle. Our experts in housing law, consumer law, family law, domestic violence, and public benefits do more than serve our clients. Annually, our attorneys and support staff host trainings open to private attorneys and legal staff, like our well-known, annual Domestic Violence Conference and Poverty Law seminars. AppalReD engages in outreach efforts, attending community events and making contact with people to learn more about what is going on in the area. AppalReD offers a unique Volunteer Lawyers Program, and our Low Income Tax Clinic stretches to provide help with income tax problems to residents of 86 Kentucky counties.
Toll Phone: 866-277-5733
Email: kellyw@ardfky.org
Parent Organization: WEST TENNESSEE LEGAL SERVICES, INCORPORATED
Address: 120 North Front Avenue, Prestonsburg, Kentucky, 41653-7832
Language Spoken: English, Spanish
HUD CERTIFIED
Meet Apprisen. We're a non-profit organization committed to your financial well-being. For over 60 years, we've been helping, empowering, and motivating people along their financial journey. Our Story A lot has changed in our 60 year history, but our fundamental mission will always remain the same: Helping people improve their financial well-being. Today we do this through financial education, financial coaching, community outreach and counseling. We aim to help with every aspect of personal finance, with a strong focus on debt management. Our unique one-on-one sessions are a collaborative effort that involve brainstorming achievable solutions that fit each of our clients' unique situations, regardless of what stage of their financial life they're at. It's financial wellness, tailored specifically for you. We're proud of our comprehensive suite of services that help our clients focus on skills and concepts that work together to help create a strong financial life. At Apprisen, we believe that with a little support and guidance, everyone can attain a healthy financial life.
Toll Phone: 800-355-2227
Phone: 800-355-2227
Email: info@apprisen.com
Parent Organization: APPRISEN - CCCS OF CENTRAL OHIO, INC.
Address: 11492 Bluegrass Pkwy Ste 105, Louisville, Kentucky, 40299-2334
Language Spoken: English
HUD CERTIFIED
We're proud of our comprehensive suite of services that help our clients focus on skills and concepts that work together to help create a strong financial life. At Apprisen, we believe that with a little support and guidance, everyone can attain a healthy financial life.
Toll Phone: 800-355-2227
Phone: 800-355-2227
Email: info@apprisen.com
Parent Organization: APPRISEN - CCCS OF CENTRAL OHIO, INC.
Address: 2265 Harrodsburg Road Suite 303, Lexington, Kentucky, 40504-3500
Language Spoken: English
HUD CERTIFIED
Bell-Whitley Community Action Agency is one of more than 1,000 Community Action Agencies in the United States. Organized in 1968 and incorporated in 1969, as part of the Economic Opportunity Act of 1964 to fight America's War on Poverty, Bell-Whitley Community Action Agency utilizes all resources available to help others to become self-sufficient. Below you will find a list of the Bell-Whitley CAA staff and their contact information. You can always contact us in Bell County at 606-337-3044 or in Whitley County at 606-549-3933. Bell-Whitley Community Action Agency currently has two offices, one located at 129 North Pine Street in Pineville, KY, and the other on 215 North 4th Street in Williamsburg, KY. Craig Brock, Executive Director, has served in his present position since July 2012. Some of the many services provided by the Bell-Whitley Community Action Agency are Head Start/Early Head Start, CSBG, Weatherization, Housing Initiatives, and WIOA, to name a few. Bell-Whitley CAA is also the designated as a Kentucky Career Center for Bell County. Bell-Whitley CAA, Inc. is dedicated to respecting and promoting the unique identity of each client, child and family seeking services through our programs. Furthermore, we refrain from stereotyping on the basis of gender, race, ethnicity, culture, religion or disability. At Bell-Whitley CAA we believe there are untapped resources in our community, that each person has something to give to the community, and that by working together we can replace poverty with opportunity and despair with hope. "This institution is an equal opportunity provider and employer."
Toll Phone:
Phone: 606-337-3044
Email: abrock@bellwhitley.com
Parent Organization: KENTUCKY HOUSING CORPORATION
Address: 129 Pine St., Pineville, Kentucky, 40977-1625
Language Spoken: English
HUD CERTIFIED
Mission To create opportunities for individuals and families to reach self-sufficiency through family support services, education, employment and leadership. Vision To be an innovative leader that strengthens the vitality of the community and engages people as they work and live to achieve their hopes and dreams. What We Do Brighton Center wraps a community of support around individuals and families by tackling the issues that prevent people from becoming self-sufficient, removing the barriers they face, and creating hope so that goals can be achieved and dreams realized. From our modest beginnings in 1966, we have grown to provide a wide range of programs and services which include meeting basic needs, adult and early childhood education, workforce development, substance abuse recovery for women, affordable housing, financial education and counseling, youth services, and neighborhood based programs.
Toll Phone:
Phone: 859-491-8303
Email: brighton@brightoncenter.com
Parent Organization: KENTUCKY HOUSING CORPORATION
Address: 799 Ann Street, Newport, Kentucky, 41071-1218
Language Spoken: English
HUD CERTIFIED
Welcome To Campbellsville Housing & Redevelopment Authority The Campbellsville Housing & Redevelopment Authority, established in 1961, serves the community of Campbellsville, Kentucky. Our mission is to promote adequate, affordable housing, economic opportunity, and a suitable living environment for the families we serve, without discrimination.
Toll Phone:
Phone: 270-465-3576-236
Email: jhall@campbellsvillehousing.com
Address: 400 Ingram Ave, Campbellsville, Kentucky, 42718-1627
Language Spoken: English
HUD CERTIFIED
The St. Joseph Supportive Housing Program provides safe, stable permanent apartments to formerly homeless families who have a family member with a disability. Case Managers partner with tenants to transition from homelessness into the apartment, set goals, and achieve self-sufficiency. Catholic Charities Certified Housing Counselors educate first time homebuyers, and counsel home owners in danger of losing their homes to foreclosure. All Housing Counselors are HUD certified in homebuyer education and foreclosure counseling. Homebuyer education classes guide first time homebuyers through the process of buying a home. Working individually with homeowners, Housing Counselors help families avoid foreclosure and maintain stable housing. Financial Counseling is included with all housing services. Equal Housing Opportunity/Affirmative Action Employer.
Toll Phone:
Phone: 859-581-8974
Email: panderson@covingtoncharities.org
Parent Organization: CATHOLIC CHARITIES USA
Address: 3629 Church St Covington,KY 41015, Covington, Kentucky, 41015-1430
Language Spoken: English, Spanish
HUD CERTIFIED
Community Ventures helps people own homes and start businesses because we believe in people’s dreams. From affordable financing to large-scale community projects, our areas of focus offer the opportunity to dramatically improve the quality of life for people across Kentucky. Through counseling, education, and affordable lending, Community Ventures aims to build vibrant communities by helping our clients achieve their dream of homeownership. Community Ventures is a HUD-certified housing counseling agency and a charter member of NeighborWorks America.
Toll Phone:
Phone: 859-231-0054
Email: lwhalen@cvky.org
Parent Organization: NEIGHBORHOOD REINVESTMENT CORP. DBA NEIGHBORWORKS AMERICA
Address: 1450 N Broadway, Lexington, Kentucky, 40505-3162
Language Spoken: English, Spanish
HUD CERTIFIED
Our mission is to provide affordable housing solutions to build better communities. Frontier Housing was founded in 1974 by four churches, a holy cross brother, and a small group of volunteers led by our founder, Tom Carew. We were created to be a resource for eastern Kentuckians in need of housing opportunities. What began with a mission to repair or rebuild dilapidated, aged, and/or unsafe living conditions has evolved to become one of the largest affordable housing agencies in eastern Kentucky. We now service 13 counties. We are a one stop shop with everything a customer could need. We have services such as 100% FREE financial counseling, mortgage lending for many homeownership options, energy efficient construction, and home repair/rehabilitation
Toll Phone:
Phone: 606-784-2131
Email: N/A
Parent Organization: NEIGHBORHOOD REINVESTMENT CORP. DBA NEIGHBORWORKS AMERICA
Address: 5445 Flemingsburg Rd, Morehead, Kentucky, 40351-9138
Language Spoken: English
HUD CERTIFIED
Housing Assistance aNd Development Services Inc. (HANDS) is a 501 (c) 3 non-profit that was established in May 1993 HANDS IS A HUD APPROVED CREDIT COUNSELING AGENCY MISSION STATEMENT: HANDS is a community based organization whose mission is to create affordable housing opportunities for low to moderate income families and to revitalize neighborhoods. 502 DIRECT LOANS Through a new partnership with USDA Rural Development, HANDS is now offering this special mortgage product exclusively for homebuyers in Warren, Logan, Butler, Simpson, Edmonson, Allen, Hart, Barren, Daviess, Ohio, McLean, Henderson, and Hancock Counties. HANDS OFFER DIFFERENT TYPES OF CREDIT COUNSELING: Free financial counseling for anyone with credit problems* Free financial classes (Home Buyer Education, Budget and Credit) One-on-one Home Buyer Education session for $25 Free Loss Mitigation and Foreclosure counseling through the Protect My KY Home Program* *However, these programs do require a credit report to be pulled on the client(s). HANDS charges $27.00 for a single individual and $42.00 for a married couple. Payment for credit report must be made before counseling services can be started.
Toll Phone:
Phone: 270-796-4176
Email: hands@handsinc.net
Address: 215 E 12th Ave, Bowling green, Kentucky, 42101-3403
Language Spoken: English