FRAYSER COMMUNITY DEVELOPMENT CORPORATION

The Frayser CDC believes that every person should have the chance to live the American Dream of homeownership. This is why we strive to make affordable homeownership opportunities available and effectively communicated to the public. Affordable Homes for Sale and for Rent: The Frayser CDC provides access to affordable homes for low-to-moderate home buyers. Our agency purchases blighted houses and fully renovates and resells homes. Our objective is to stabilize household budgets through affordable housing, while building wealth for surrounding homeowners through blight removal and improved home values. As of 2021 the FCDC has 116 rental homes which maintain a 97% occupancy, even during the economic crisis brought on by the COVID-19 pandemic The FCDC built 7 entirely new homes in 2020 and plans to add at least 10 brand new homes to that number in 2021 We sold 9 homes to first time homebuyers in 2020 alone — Frayser saw home values rise an astonishing 18.6%, a tribute to the vast amount of work and investment coming to Frayser from many avenues In 2021 we are working to acquire a multi-family apartment building so that we can provide additional safe, beautiful and affordable housing to the Frayser community

AAA RESIDENTIAL RESOURCES, INC.

Staff: Rosalind Robinson, President/Founder Certified Housing Specialist Beverly Stovall, Office Manager Certified Housing Counselor Residential Resources, Inc. was created to provide quality affordable housing advocacy, counseling, information, education and referral services to and on behalf of the moderate and low income citizens of Metropolitan Nashville, Tennessee and its immediate surrounding counties; to provide individual guidance for access to the existing affordable housing stock; and to serve as a liaison for its clients, as well as, collaborate with government agencies, private for profit corporations, nonprofit corporations and other entities that are dedicated to developing and/or providing quality affordable housing opportunities within this community. Residential Resources, Inc. is a U.S. Department of Housing and Urban Development (HUD) certified Comprehensive Housing Counseling Agency and an affiliate of HomeFree USA. It was incorporated by the State of Tennessee on October 31, 1997, received the Internal Revenue Services exemption status as a 501(c)3 nonprofit organization on February 13, 1998, the United Way Partner of Middle Tennessee designation in June of 1999, the HUD’s “Best of the Best Practices Award” in August of 2000, and recognition from the Tennessee Housing Development Agency (THDA) for homeownership leadership in the State’s eastern region. Residential Resources, Inc. is a Metropolitan Development Housing Agency (MDHA) Community Development Housing Organization (CHDO) under HUD’s HOME Program and also partners with The Housing Fund. Its full range of services are in the following programs: (1) Pre-occupancy; (2) Mortgage Default and Foreclosure Prevention; (3) Rental Delinquency and Eviction Prevention; (4) Post-Occupancy; (5) Home Improvement and habilitation; (6) Energy Conservation; (7) Housing Consumer Education; (8) Credit Remediation; (9) Money Management; (10) Displacement; (11) Affordable Housing Advocacy and (12) Affordable Housing Development. As of September 30, 2009, Residential Resources, Inc. has assisted over *9,400 clients with various housing needs; of which, more than 1,500 have purchased homes and over 2,600 have received assistance to avoid foreclosure, with a – .05% foreclosure rate. Residential Resources, Inc.’s combined small staff has over 40 years of experience in the affordable housing industry and provides counseling and education services related to the following affordable housing needs of our clients: First Time and Uninformed Homebuyer; Tenants & Prospective Renters; Displacement, Relocation & Homeless Money Management; Credit Repair; Fair Housing & Predatory Lending; Identity Theft; Refinancing; Reverse Mortgage; Mortgage Default, Foreclosure Prevention & Loss Mitigation; Energy Conservation; Housing Improvement & Rehab; and Housing Construction *Service History is revised annually in accordance with HUD’s reporting period (Oct 1 – Sep 30).

AFFORDABLE HOUSING RESOURCES OF NASHVILLE, INC

Affordable Housing Resources, Inc. (AHR) is a non-profit organization whose mission is to create affordable housing and strong neighborhoods. For over 30 years, AHR has been laying a foundation for successful homeownership for Middle Tennessee’s workforce. AHR is committed to providing homeownership opportunities for low-to moderate-income families, which enable these families to become successful homeowners over the long term. As the oldest nonprofit housing organization in Nashville, Affordable Housing Resources, Inc. (AHR) knows the importance of building partnerships with neighborhood residents and stakeholders. We provide training to local nonprofits and public housing agencies as well as work closely with government organizations, including: the Metropolitan Development Housing Agency (MDHA), U.S. Department of Housing and Urban Development (HUD), Tennessee Housing Development Agency (THDA), and NeighborWorks® America. AHR believes in and actively supports the Fair Housing Act, a federal law that prohibits discrimination in residential real estate transactions on the basis of race, color, religion, sex, handicap, familial status or national origin. The prohibition applies to both the sale of a home and the decision by the lender to approve a loan to help pay for a home.

APPRISEN - CCCS OF THE MIDWEST - NASHVILLE

A lot has changed in our 60 year history, but our fundamental mission will always remain the same: Helping people improve their financial well-being. Today we do this through financial education, financial coaching, community outreach and counseling. We aim to help with every aspect of personal finance, with a strong focus on debt management. Our unique one-on-one sessions are a collaborative effort that involve brainstorming achievable solutions that fit each of our clients' unique situations, regardless of what stage of their financial life they're at. It's financial wellness, tailored specifically for you. We're proud of our comprehensive suite of services that help our clients focus on skills and concepts that work together to help create a strong financial life. At Apprisen, we believe that with a little support and guidance, everyone can attain a healthy financial life.

CHATTANOOGA NEIGHBORHOOD ENTERPRISE, INC.

MISSION To create and foster economically diverse neighborhoods that are welcoming and inclusive, filled with financially empowered neighbors and stable housing for all. VISION All Chattanoogans have stable housing in strong neighborhoods - an investment that supports the drivers of our prosperity: our creativity, our families, our beautiful diversity, and our welcoming communities. OUR HISTORY Chattanooga Neighborhood Enterprise was founded in 1986 as a nonprofit to help families navigate the homebuying process and become successful, lifelong homeowners. For over 30 years, we've used our ingenuity and innovative spirit to help over 13,000 clients, including families, individuals and small businesses, to secure loans, purchase homes and keep the homes they love. Additionally, through our revitalization and development work, we've been able to provide over 5,000 stable homes in diverse, urban neighborhoods with potential to thrive.

CLINCH-POWELL RESOURCE CONSERVATION AND DEVELOPMENT COUNCIL, INC

Our Story Clinch-Powell has been actively serving our communities since 1989. While we continue in our efforts to conserve local resources and protect the environment around us, we also recognize that the needs of our communities are as diverse and evolving as the ecosystems we strive to preserve. This has led us to move into community housing development and community development finance. As a community housing development organization (CHDO), we work with families to find solutions to their housing needs. As a sustainable community development organization, we help communities grow, provide small businesses with affordable capital needs, and support other non-profits and ecotourism endeavors throughout the region. As a conservation organization, we work with farmers to increase their profits while protecting the environment. Mission It is our mission to build strong, sustainable communities by investing in people, housing, ecotourism and conservation of natural resources. We accomplish this through partnerships, direct investments, financial education and counseling, and by providing housing solutions, primarily in Tennessee.

COMMUNITY HOUSING PARTNERSHIP OF WILLIAMSON COUNTY

ABOUT US CHP came into existence in October of 1994, as a partnership between eager citizens and local government entities who were on a mission to create, supply and maintain affordable housing for Williamson County residents who are low-income, who are elderly, who have disabilities, and who are workforce families. Since our foundation, we have continually broadened and diversified our approaches to further this mission. We achieve our mission by: Developing new single-family units Developing new multi-family units Rehabbing existing structures Providing rental units Providing homebuyers education Using grants to assist homeowners with emergency repairs Assisting individuals experiencing homelessness

DOMINION FINANCIAL MANAGEMENT

Our Mission The mission of Dominion Financial Management, Inc. is to help people of all ages learn to manage their finances according to Biblical principles. Clients who come to see us want to fix their financial situation. They feel hopeless, ashamed, defeated and often paralyzed by fear. No one should be stuck in this cycle of financial failure. We know what it is like to need relief and we have helped guide more than 5,000 to be financial confident and prepared for the financial future they desire. Our clients avoid the failure of being stuck in place, unable to move forward and eventually ending in financial ruin. Instead we see transformation from the stress of financial chaos to the peace of calmly accomplishing financial goals.

EASTERN EIGHT COMMUNITY DEVELOPMENT CORP.

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GOOD NEIGHBOR FOUNDATION