NCRC HUD CERTIFIED
Their mission is to empower people by reducing poverty and building resilient communities
Toll Phone:
Phone: 410-626-1900
Email: info@aaccaa.org
Parent Organization: NATIONAL COMMUNITY REINVESTMENT COALITION, INC.
Address: 251 West St, Annapolis, Maryland, 21401-3427
Language Spoken: English, Spanish
NCRC HUD CERTIFIED
Based in Howard County, Maryland, MakingChange is a nonprofit organization that provides free and personalized financial counseling to individuals and families, as well as customized financial education in group settings in partnership with governmental agencies, community organizations and local employers.
Toll Phone:
Phone: 443-518-7647
Email: jbrewer@makingchangecenter.org
Parent Organization: NATIONAL COMMUNITY REINVESTMENT COALITION, INC.
Address: 9770 Patuxent Woods Dr Ste 307, Columbia, Maryland, 21046-3385
Language Spoken: English
HUD CERTIFIED
HRDC, Human Resources Development Commission of Allegany County is a private, non profit organization dedicated to improving the lives of the people it serves. It is HRDC’s mission to eliminate social and economic barriers to promote individual and community stability through services, advocacy and collaboration. HRDC, under the direction of its Board of Directors, designs, staffs, operates and assembles funding for a wide range of programs. These programs improve the lives of the young, the low-income, the elderly and those with disabilities in Allegany County, Maryland. When a need is identified, HRDC creates effective public-private partnerships to help people to help themselves. HRDC is governed by a Board of Directors comprised of program participants and representatives from all sectors of the community. Presently based at 125 Virginia Avenue in Cumberland, HRDC operates 32 programs from 16 different sites around the county. The organization employs over 170 people, utilizes a fleet of 35 vehicles and draws upon the services and skills of hundreds of volunteers and coordinates its services with many other agencies in the county. HRDC administers its various programs with funds generated from over 30 different sources. The budget, over eleven million dollars, is funded through federal, state and local sources, client fees and in-kind contributions. HRDC programs reach 1 out of every 3 residents in Allegany County. HRDC’s history reflects many benchmarks of achievement resulting from innovative programming, quality program management and service delivery. Discovering people’s talents, maximizing their potential, developing their skills and finding solutions for their needs is what HRDC does. The organization reaches out to help those in need, make Allegany County a better place to grow up, live and grow old.
Toll Phone:
Phone: 301-783-1720
Email: jcanan@alleganyhrdc.org
Address: 125 Virginia Ave, Cumberland, Maryland, 21502-3952
Language Spoken: English
HUD CERTIFIED
Arundel Community Development Services, Inc. is a unique nonprofit organization committed to creating affordable housing opportunities and improving the lives of low income individuals through community development. ACDS directly implements several homeownership and rental programs and acts as a developer, funding administrator, and project manager for a variety of affordable housing and community development initiatives alongside our many partners. Our mission is to: -Revitalize declining neighborhoods through the targeting of joint public and private investment -Preserve and increase the supply of affordable rental housing through new development and redevelopment of existing units -Promote healthy homeownership through financial support, homebuyer education and the rehabilitation and construction of affordable units -Ensure affordable housing for those with special needs, including the homeless, the elderly, and the physically and mentally challenged -Enhance the quality of life in low-income communities by supporting neighborhood revitalization activities and services for low-income children, youth, and families
Toll Phone:
Phone: 410-222-7612
Email: chall@acdsinc.org
Address: 2666 Riva Road Suite 210, Annapolis, Maryland, 21401-7345
Language Spoken: English, Spanish
HUD CERTIFIED HOMEFREE - USA
Belair-Edison Neighborhoods, Inc. (BENI) is a nonprofit community based organization that works to foster an environment where residents, business owners, and stakeholders feel confident to invest their time, energy, and money. We are a Healthy Neighborhoods and Baltimore Main Streets partner organization, as well as a HUD certified comprehensive housing counseling agency. For 31 years we have offered a variety of neighborhood services, including community organizing, homeownership counseling, small business development, asset promotion and school support services. Our office is a lively hub of neighborhood activities and services. Learn more about our FREE programs and services or call 410-485-8422.
Toll Phone:
Phone: 410-485-8422
Email: neighborhoods@belair-edison.org
Parent Organization: HOMEFREE - U S A
Address: 3545 Belair Rd, Baltimore, Maryland, 21213-1230
Language Spoken: English
HUD CERTIFIED
Vision Statement Cecil County is a place of opportunity for all, known for economic vitality, quality education, and safe communities. Mission Statement Cecil County Government enhances the health, education, safety, economic well-being, and quality of life for all citizens by providing public services in a fiscally responsible and efficient manner. The County will operate in a manner that is worthy of public trust and respectful of our rural heritage. The County embraces innovation, diversity, and collaboration in meeting citizen and community needs. The county government recognizes its stewardship role and strives to: Do What’s Right Work as a Team Get Results
Toll Phone:
Phone: 410-996-5245
Email: cecilhousing@ccgov.org
Address: 200 Chesapeake Blvd Suite 1800, Elkton, Maryland, 21921-6653
Language Spoken: English, Spanish
HUD CERTIFIED
Centro de Apoyo Familiar or Center for Assistance to Families (CAF) is a non-profit, HUD approved comprehensive Housing Counseling Agency. We provide free educational workshops as well as a full range of Housing Counseling services, including: (1) Pre-purchase; (2) Foreclosure; (3) Non-delinquency Post-purchase; and (4) Rental Counseling. We serve all clients regardless of income, age, race, color, religion, creed, sex, nationality, family status, disability, or sexual orientation/gender identity. We administer our program in conformity with local, state and federal anti-discrimination laws. All workshops are conducted in English and Spanish. Center for Assistance to Families (CAF) serves annually over 15,000 low-income Latino and immigrant families. CAF was founded in the state of Massachusetts in 2006 to provide distressed homeowners with housing counseling services to prevent foreclosures. In 2009, CAF expanded to Prince George’s County in the state of Maryland to expand its housing and collaboration efforts with its Faith-Based network, integrating its Commu-nity Transformation Model that seeks to em-power families and communities with re-sources such as food distribution, health, jobs, businesses, housing opportunities and other key resources. In 2017 CAF merged with Housing and Com-munity Services of Northern, Virginia (HCSNV) to continue its legacy of serving low-income families in the Northern Virginia.
Toll Phone:
Phone: 301-328-3292
Email: wpool@mycaf.org
Address: 6801 Kenilworth Ave, Riverdale, Maryland, 20737-1331
Language Spoken: English, Spanish
HUD CERTIFIED
Centro de Apoyo Familiar or Center for Assistance to Families (CAF) is a non-profit, HUD approved comprehensive Housing Counseling Agency. We provide free educational workshops as well as a full range of Housing Counseling services, including: (1) Pre-purchase; (2) Foreclosure; (3) Non-delinquency Post-purchase; and (4) Rental Counseling. We serve all clients regardless of income, age, race, color, religion, creed, sex, nationality, family status, disability, or sexual orientation/gender identity. We administer our program in conformity with local, state and federal anti-discrimination laws. All workshops are conducted in English and Spanish. Center for Assistance to Families (CAF) serves annually over 15,000 low-income Latino and immigrant families. CAF was founded in the state of Massachusetts in 2006 to provide distressed homeowners with housing counseling services to prevent foreclosures. In 2009, CAF expanded to Prince George’s County in the state of Maryland to expand its housing and collaboration efforts with its Faith-Based network, integrating its Commu-nity Transformation Model that seeks to em-power families and communities with re-sources such as food distribution, health, jobs, businesses, housing opportunities and other key resources. In 2017 CAF merged with Housing and Com-munity Services of Northern, Virginia (HCSNV) to continue its legacy of serving low-income families in the Northern Virginia.
Toll Phone:
Phone: 301-328-3292
Email: wpool@mycaf.org
Parent Organization: CENTRO DE APOYO FAMILIAR - CENTER FOR ASSISTANCE FAMILIES
Address: 6801 Kenilworth Ave., Suite 201, Riverdale, Maryland, 20737-1374
Language Spoken: English, Spanish
HUD CERTIFIED
Strong Communities for Life Comprehensive Housing Assistance, Inc. is a community development organization that has been strengthening neighborhoods in northwest Baltimore for over 40 years through housing and community development, so residents of all ages can thrive.
Toll Phone:
Phone: 410-500-5300
Email: info@chaibaltimore.org
Address: 5809 Park Heights Ave, Baltimore, Maryland, 21215-3931
Language Spoken: English, Spanish
HUD CERTIFIED
Let Us Guide You on the Path toward a Brighter Financial Future Finding your way on the road to financial fitness can seem overwhelming. To solve financial challenges and reach your goals, you need a trusted partner who genuinely cares about your financial wellbeing. CCCSMD is Respected, Reputable, and Reliable Since 1966, CCCSMD has guided thousands of people just like you on the journey to financial freedom. And, as a nonprofit agency, we put people over profits. Our funding comes from community and civic organizations, creditors, and businesses. We do not lend money or settle debts, and we are not a collection agency. Services are available nationwide online and by telephone. In-person counseling is available at our branch locations in Maryland and Delaware. “CCCSMD’s core values are so evident. They are respectful, and certainly demonstrated integrity in what they did and how the interacted with me. They are so dedicated to making my program work.” – CCCSMD Client “High Touch, High Trust” Defines Our Client Relationships We know our business inside and out. Our expert Financial Advocates give you the knowledge, tools, advice, and support you need to be financially independent—now and in the future. We work with you in person, on the phone, online, and at community education events to show you how to take charge of your finances. CCCSMD accommodates individuals with vision, hearing, or speech disabilities, by providing basis translators, sign language services, or other communication methods for deaf or hearing impaired individuals, or those who are blind or have low vision. 93% of respondents to our 2016 Customer Satisfaction Survey indicated that they were very satisfied or satisfied with their counseling session. Our Mission To help stabilize communities by creating hope and promoting economic self-sufficiency to individuals and families through financial education and counseling.
Toll Phone: 800-642-2227
Phone: 800-642-2227
Email: hraynaud@cccsmd.org
Address: 6315 Hillside Ct Suite B, Columbia, Maryland, 21046-3228
Language Spoken: English, Spanish