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The Urban Institute

The Urban Institute is the trusted source for unbiased, authoritative insights that inform consequential choices about the well-being of people and places in the United States. We are a nonprofit research organization that believes decisions shaped by facts, rather than ideology, have the power to improve public policy and practice, strengthen communities, and transform people’s lives for the better.

The Urban Institute's Videos

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Black Homeownership Gap: Research Trends and Why the Growing Gap Matters
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How Future Headship and Homeownership Rates Could Affect Racial Gaps

The Urban Institute's Articles

Reducing the Racial Homeownership Gap

The gap in the homeownership rate between black and white families in the US is bigger today than it was when it was legal to refuse to sell someone a home because of the color of their skin. Read Mor

Are gains in black homeownership history?

Black History Month celebrates the progress toward racial equality the United States has achieved and reminds us of the work that remains. Gains in black homeownership have been hard won, which amplif

A closer look at the fifteen-year drop in black homeownership

Since 2001, the black homeownership rate has seen the most dramatic drop of any racial or ethnic group, declining 5 percent compared with a 1 percent decline for white families and increases for Hispa

Mapping the black homeownership gap

Owning a home can increase a family’s financial security, but black people and other minorities significantly lag behind white people in homeownership rates, a major factor contributing to the racia

Breaking Down the Black-White Homeownership Gap

Since the Great Recession, the gap between the black and white homeownership rates in the United States has increased to its highest level in 50 years, from 28.1 percentage points in 2010 to 30.1 perc

Adding 3 Million Net New Black Homeowners in the Next Decade Can Narrow the Widening Homeownership Gap

The Black homeownership rate has fallen since the Great Recession, and the Black-white homeownership gap has widened to levels greater than they were in 1968, when housing segregation was still legal.

Closing the Gaps: Building Black Wealth through Homeownership

Homeownership is the primary contributor to wealth building for Black households and continues to hold promise for building multigenerational wealth and housing stability for households of color. Howe