There are a few reasons why you may not qualify for a home loan: maybe you have a low credit score, too much debt, or simply don’t have a sufficient income to qualify. But that doesn’t mean you have to give up your dream of buying a home. There are plenty of alternative options for those who don...
Homeowners Get More Tax Subsidies Than Renters
Homeowners Get More Tax Subsidies Than Renters Did you know that owning a home provides far more tax subsidies than renting? Although this is great for homeowners, it can be disheartening to renters who don’t see many opportunities for owning a home or building wealth in their future. ...
Capital One Announces Impact Initiative
Capital One Announces Impact Initiative Capital One recently announced the launch of their new Impact Initiative to help boost communities of color. The Impact Initiative is Capital One’s commitment to “support growth in underserved communities and advance socioeconomic mobility by cl...
The difference between down payment and closing cost, and when it’s too late to drop an agent or loan officer
The home buying process can be overwhelming and confusing. There are so many processes to take care of, numbers to keep track of, lingo to know, and timelines to meet. It’s easy to get confused. Luckily, online communities are a great way to communicate with other homebuyers and ask questions. ...
Startups aim to address flaws in home closing process
The process of buying a home is rewarding, but it can certainly be frustrating, complicated, and difficult as well. Do you worry about fraud and security with your data and money? Are you worried you won’t be able to close a mortgage in time to secure the home of your dreams? Does the scattered co...