It is vital to building Black wealth to remain proactive on the path towards higher homeownership rates. There is significant discrimination throughout the homebuying process, including discrimination from financial services against houses in predominately black neighborhoods. The National Association of Real Estate Brokers (NAREB) 2020 State of Housing in Black America, reveals that a recent analysis conducted by the National Fair Housing Alliance and several other organizations uncovered significant differences in the treatment of real estate owned (REO) properties in underserved communities. Over 6,700 REO properties were investigated in 37 different cities.  The NFHA found that REOs in white neighborhoods received far better maintenance and care than those in minority neighborhoods. REO properties in white neighborhoods were well maintained in curb appeal, well-manicured lawns, signs, structural value, and aesthetics. The REO properties in minority neighborhoods were ignored completely. The REO properties often had overgrown lawns, untended trash, unlocked doors, and even boarded or broken windows. In comparison to these neighborhoods, properties in the communities of color were commonly seen as abandoned and unattractive to homebuyers.  NFHA and the partner organizations involved in these investigations have filed three separate lawsuits in three federal district courts against the financial institutions responsible for this mistreatment. The federal district courts have rejected the lenders' requests to dismiss the cases and have ordered the cases to proceed.  While such discrimination is indeed disheartening, staying vigilant in investigations like this is one step in the right direction towards better black homeownership rates.